Bajaj Finserv RBL Bank credit card is India’s first credit card with the features of 4 cards embedded in one card. RBL Bank has collaborated with Bajaj Finserv to bring about this feature-rich credit card to help your emergency fund requirements.
This is one of the best credit cards, which gives you additional benefits of an EMI card and a loan card. To make your big-ticket purchases affordable, you can pay using your Bajaj Finserv RBL Bank SuperCard; this helps to divide the amount into monthly instalments that can be paid later.
To help you with your financial emergencies, the RBL Bank credit card comes loaded with a pre-approved personal loan benefit against the available credit limit. The additional benefit of a personal loan through a credit card is that the interest charges are very nominal, and you get a period of 90 days to pay back your loan.
You can also use this credit card to withdraw cash at 0% finance charges by just paying a processing fee of 2.5% for up to 50 days. This article describes the steps you need to follow to apply for the Bajaj Finserv RBL credit card.
Eligibility criteria to apply for RBL bank credit card:
The eligibility criteria to apply for the credit card include:
- Your age should lie between 25 to 65 years.
- You must be a working professional or have any regular source of income.
- You should have a good credit history; your application would be easily approved if your CIBIL score is 750 or higher. You should not have defaulted on your previous loans or other credit payments.
- You must have valid address proof and identity proof.
- You must be an existing Bajaj Finserv customer and a Bajaj Finserv EMI Network cardholder.
Documents required to be submitted with the application:
The three major documents required to apply for the RBL Bank credit card include:
- A photograph,
- Identity proof: Any document from PAN card, Aadhaar card, passport, voter card, driving license, ration card.
- Address proof: Any document from the Aadhaar card, passport, voter card, driving license, rent agreement, utility bills, etc.
Steps to apply for a Bajaj Finserv RBL Bank credit card online?
The online application process for the RBL Bank credit card is highly seamless; it includes the following steps:
Step 1: The first step of your credit card application process is to log in to the official website of Bajaj Finserv and choose the cards tab. Go to the Bajaj Finserv RBL Bank SuperCard option from the drop-down menu and select ‘Apply Online’.
Step 2: Next, you will be prompted to fill in all your basic details on the RBL credit card application window.
Step 3: You need to choose the type of Bajaj Finserv RBL Bank credit card which suits you best from the list.
Step 4: You can choose the card that suits your lifestyle & spending habits based on the benefits, application fees, and yearly charges.
Step 5: Finally, submit the credit card application and the required documents.
Method to apply for RBL Bank credit card through offline mode:
Not everyone is comfortable with the online mode of application. If you face any difficulty in the online mode, you can always opt for the offline mode of application. You need to visit your nearest RBL bank branch and request the executive or the customer representative to support you to apply for the Bajaj Finance RBL Bank credit card. Generally, you will be asked to fill out an application form and submit all the required documents and your photograph with the application.
When you spend using a credit card, you need to be disciplined with your purchases. The judicious use of a credit card can bring many additional benefits like cash backs, redeemable reward points, and exclusive offers on e-commerce websites.
The card comes loaded with Bajaj Finserv privilege benefits like a cashback of 5% on the down payment when you shop at any Bajaj Finserv EMI Network partner stores. It’s noteworthy that Bajaj Finserv RBL Bank SuperCard is an acknowledged payment method worldwide; therefore, you can use this credit card for your purchases and repay the amount afterwards. To sum up, this credit card is indeed a dependable and trustworthy financial friend in the case of any financial emergency.